Can I use your services to locate a Conveyancing solicitor in Accrington even if I’m not buying or selling a house, for instance where I want to acquire a shop in Accrington with a mortgage from Bank of Scotland?

Our comparison service is mainly there to get a quote from domestic conveyancing solicitors in Accrington but we have set out at the end of this page a selection of Accrington commercial conveyancing firms. You should enquire with the firm directly to establish if they are also authorised to represent Bank of Scotland

What is the difference between a licensed conveyancer and conveyancing solicitor in Accrington

Two types of professional can conduct conveyancing in Accrington namely licenced conveyancers or solicitors. Both professionals administer the legal services that required to complete the disposal or acquisition of property. Both are duty bound to perform Accrington conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly conducted and that all requirements and steps will be correctly adhered to.

Is there a list of HSBC panel conveyancers in Accrington on the Building Society Association’s Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings viewable over the internet. If you are in need of a Accrington solicitor on the HSBC please make the most of our facility.

The formalities of my remortgage has taken place for my property in Accrington. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

What does a local search reveal regarding the property my wife and I buying in Accrington?

Accrington conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Searchflow The local search plays a central part in many a Accrington conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

2 months have gone by following my purchase conveyancing in Accrington took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Accrington with a mortgage from Birmingham Midshires. The sellers refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not inform my conveyancer about this side-deal as it could adversely affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.