We are buying a 1 bedroom flat in Battle with a mortgage. We have a Battle solicitor, but the lender says she’s not on their "panel". It appears that we have no choice but to select one of the mortgage company panel solicitors or keep our Battle property lawyer and pay for one of their panel firms to represent them. We regard this is unjust; can we not demand that the mortgage company use our Battle property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Battle conveyancing lawyer to apply to be on the conveyancing panel.
What is your number one tip for choosing a conveyancing solicitor in Battle
We would encourage you not to go for the cheapest Battle conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
When it comes to lenders such as Kent Reliance, do Battle conveyancing practitioners face an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
How can we tell if a Battle conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Battle getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor carrying out your transaction.
I need some expedited conveyancing in Battle as I am under pressure to complete in less than one month. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to have searches carried out although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Battle the following are instances of issues that can crop up and therefore impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
My business partner and I are hoping to take over a lease of a shop on the high street. Can you recommend solicitors offering no-sale-no fees for non-domestic conveyancing in Battle for less than 2k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Battle, including the disposal and purchase of businesses as well as simply property. If you are looking to acquire or lease a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. As for the costs these will vary based on the structure and terms of the deal. Let us have your details or email so as to enable us to supply you with a detailed commercial conveyancing calculation.
Are the Battle conveyancing lawyers identified as being on the mortgage company conveyancing panel, together with their details provided by the mortgage company?
Battle law firm practices and firms carrying out conveyancing in Battle themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the lender directly.