We were about to instruct a conveyancing solicitor in Berrylands listed by you but stumbled across alternative estimates on the internet seem cheaper – how come?
You can find numerous conveyancing organisations promoting alleged cheap conveyancing, yet more often than not extrafees end up with the final fee mounting up beyond all recognition. According to the Legal Ombudsman costs outlined in terms and conditions should be honest and reasonable and be applied The solicitors that we put forward for conveyancing in Berrylands set out all charges for the property you plan topurchase.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Berrylands property lawyer on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Berrylands. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After much negotiation I have agreed a price on an apartment in Berrylands. My financial adviser recommended their conveyancers. I paid an on account payment of £200. Soon after, the conveyancer called me to say that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I purchased a terraced Georgian property in Berrylands. Conveyancing practitioner represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Berrylands and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who conducted the conveyancing.
I am looking for a leasehold apartment up to £245,000 and found one near me in Berrylands I like with open areas and transport links nearby, however it's only got 49 remaining years left on the lease. I can't really find anything else in Berrylands in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage that many years may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
How simple is it to swap solicitor as I need to select one who is on the Barnsley Building Society conveyancing list. I instructed a local conveyancing solicitor in Berrylands five minutes from me but she is not approved by Barnsley Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Berrylands on the Barnsley Building Society panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Berrylands. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Berrylands.