My partner and I are buying a brand new duplex in Bilston and Bradley and my lawyer is advising me that she has to the lender to disclose incentives from the developer. I am under pressure to sign contracts and I would rather not prolong matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

What does my ID and proof of funds have anything to do with my conveyancing in Bilston and Bradley? Is this really necessary?

In order to comply with Money Laundering Regulations any Bilston and Bradley conveyancing firm will require proof of identity in all conveyancing matters. This is usually satisfied by provision of a passport and an original bank statement or utility account evidencing where you live.

Under Money Laundering Regulations, conveyancers are obliged by law to investigate not only the identity of conveyancing clients but also the origin of the money that they receive in respect of any matter. Refusal to disclose this may lead to your conveyancer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to inform the relevant authorities should they believe that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

I require fast conveyancing in Bilston and Bradley as I am under a deadline to complete in less than one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?

If.Given you are not obtaining a home loan you are at free not to have searches carried out although no lawyer would advise that you don't. With plenty of history conveyancing in Bilston and Bradley the following are examples of issues that can be revealed and therefore affect future mortgageability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...

Over the last few months I have been searching for a ground for flat up to £305k and identified one close by in Bilston and Bradley I like with open areas and station nearby, however it's only got 61 years unexpired on the lease. There is not much else in Bilston and Bradley in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I am looking into buying my first house which is in Bilston and Bradley and I am already nervous. I couldn't find anything specific about Bilston and Bradley. Conveyancing will be needed in due course but do you know about the Bilston and Bradley area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bilston and Bradley. In the meantime here are some basic statistics that we found