My financial adviser requires my Borrowash law firm’s panel member for the Lloyds conveyancing panel. How do I find this out. I have e-mailed my local Borrowash branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Borrowash conveyancer . Most Borrowash conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
It is a dozen years since I acquired my property in Borrowash. Conveyancing solicitors have recently been retained on the sale but I can't track down the deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be retained by your lender or they could still be with the conveyancers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Borrowash involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Borrowash. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/5/2024, the requirements read as follows :
Are there restrictive covenants that are commonly picked up during conveyancing in Borrowash?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Borrowash. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are novice buyers - had an offer accepted, but the property agent advised that the owners will only proceed if we appoint their recommended conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a local solicitor who is accustomed to conveyancing in Borrowash
It is unlikely the owners are behind this. Should the vendor desire ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Try to communicate with the vendors directly and explain that (a)you are motivated buyers (b)you are ready to go, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to instruct your preferred Borrowash conveyancing firm - rather thanthose that will earn the estate agent a referral fee or achieve conveyancing figures set by corporate headquarters.