At long last a loan agreement from Nationwide for the remortgage of my single room maisonette is to be issued any day now. Are you able to suggest a low cost conveyancing lawyer in Bournville?

You are on the wrong site if you are seeking the cheapest conveyancing solicitors in Bournville. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies seducing you with £100 conveyancing in Bournville. The optimum result, in deciding on low cost conveyancing, you will get your money’s worth and at worst it will result in you spending a lot in additional fees and still not end up with the service you were looking for.

My solicitor has uncovered a a legal deficiency with the lease for the property we are buying in Bournville. The other side have put forward title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancing practitioner has advised that he must be satisfied that the bank is content with this solution. Are we the client or is the bank?

Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. These conveyancing instructions must be adhered to.

We are looking to buy a property and need a conveyancing solicitor in Bournville who is on the Co-operative solicitor panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Bournville.

Will my lawyer be raising enquiries about flooding during the conveyancing in Bournville.

Flooding is a growing risk for lawyers dealing with homes in Bournville. There are those who purchase a house in Bournville, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Solicitors are not best placed to offer advice on flood risk, however there are a numerous searches that can be initiated by the purchaser or by their conveyancers which should give them a better understanding of the risks in Bournville. The conventional set of information supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the vendor to determine whether the premises has historically flooded. In the event that the residence has been flooded in past which is not disclosed by the vendor, then a purchaser could bring a legal claim for losses as a result of such an incorrect response. The purchaser’s conveyancers should also commission an environmental report. This will higlight whether there is any known flood risk. If so, further inquiries will need to be made.

We're first time buyers - agreed a price, yet the property agent has warned us that the seller will only move forward if we appoint the agent's chosen lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Bournville

We suspect that the seller is unaware of this demand. If they want ‘a quick sale', taking such a hostile approach to a genuine buyer is likely to cause more damage than good. Contact the owners directly and make the point that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to use your own,trusted Bournville conveyancing firm - as opposed tothe ones that will provide their estate agent a referral fee or meet his conveyancing targets set by HQ.