I am expecting a mortgage offer from Santander. I would like to use a Licensed Conveyancer in Burnham On Sea. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I require conveyancing for a flat in a fairly new development (five years old) in Burnham On Sea. The vast majority the properties have already been disposed of. Do I need carry out the local searches as part of conveyancing in Burnham On Sea?
If you are buying a property with the assistance of a loan, your bank will require some (many) of the searches so you'll have no choice. If not, then Burnham On Sea conveyancing searches are optional. Your lawyer, will ’encourage’, perhaps in the strongest possible terms, that you should not go ahead without searches, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to switch to another solicitor for your conveyancing in Burnham On Sea.
Are there restrictive covenants that are commonly identified as part of conveyancing in Burnham On Sea?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Burnham On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey completed on a property in Burnham On Sea in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some lenders may refuse to issue a mortgage on such a property.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Burnham On Sea. Conveyancing may be slightly more expensive based on your lender's requirements.
We are 3 weeks into a residential purchase having been directed to solicitors by the local agent to execute conveyancing in Burnham On Sea. I am am extremely frustrated with the quality of service. Can you help me find new solicitors?
A conveyancer would have to be really bad to suggest replacing them. Has the loan offer been sent? If so you will need to inform them of the new solicitor and get the loan are issued to the new lawyers. The conveyancer should be on the mortgage company approved list to avoid escalating charges and complications. So that should be your first question of the new lawyers. The find a solicitor tool will help you find a lender approved lawyer for your home move in Burnham On Sea