I can't travel far from Campden Hill. What is the rationale as to why all Campden Hill solicitors are not on all bank panels?

Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The removal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. This resulted in lenders pruning a number of firms off their books of approved conveyancing practitioners .

IfI was to acquire a straightforward housein Campden Hill mortgage fee and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Campden Hill?

The sole saving you would make on is the costs for searches. A solicitor still got to do everything else - money laundering, communicating with the vendors property lawyer, stamp duty submission, register the title etc. You might save a bit for them not needing to register a mortgage however it will not be a lot.

Why do I have to pay up front for my conveyancing in Campden Hill?

If you are buying a property in Campden Hill your lawyer will request that you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. If any down payment is as part of the purchase price then this will be needed shortly before contracts are exchanged. Any further balance that is needed will be payable shortly before completion.

Can I be sure that the Campden Hill conveyancing solicitor on the TSB panel is any good?

When it comes to conveyancing in Campden Hill seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor conducting your transaction.

My offer was accepted on a property in Campden Hill on 2/4/2024, valuation was booked 4 days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Are Santander entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have instructed a Campden Hill solicitor having checked that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?

Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Campden Hill postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Campden Hill.

I am looking to sell my house. My former lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Campden Hill if that makes things easier.

You should use our search tool to help you choose a solicitor for your conveyancing in Campden Hill. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.