Can the conveyancing lawyers that you recommend execute conveyancing in Chathill by way of an attended exchange?

We do have a number of conveyancing experts carrying out 24hr exchanges. You should contact us to get a conveyancing quote and details as to availability.

I am buying a terrace house in Chathill. We would like to carry out an extension to the side at the property.Will legal conveyancing on the property involve enquiries to determine if these alterations were previously refused?

Your solicitor will review the registered title as conveyancing in Chathill can on occasion identify restrictions in the title deeds which prohibit certain alterations or require the consent of a 3rd party. Certain extensions call for local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

Last month we had a mortgage agreed in principle with Santander. Chathill conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Santander?

There is no definitive answer here. Have Santander conducted the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

My offer on a house in Chathill has been agreed to, but there is a chain. The vendors have put an offer on on an apartment, however it’s not yet tied up, and have viewings of other properties booked. I have instructed a local conveyancing solicitor in Chathill. What should be my next step? When do I get the mortgage application with RBS started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then valuation, Chathill conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the RBS approved list. As to the subsequent steps this very much depends on the uniqueness of your transaction, motivation for this property and on the state of the market. In a rising market some buyers will apply for the mortgage with RBS and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to proceed with searches.

I'm converting the mortgage on my current house to a BTL mortgage with Platform Home Loans Ltd and intend to use the remaining equity towards a second property. The area we are talking about is Chathill. Will your solicitors be able to act for both sets of lenders and tie in the transactions?

Make use of our search tool on this page to check that the solicitors are on the relevant lender panels. Assuming that they are your lawyer will be able to tie up the two deals but you should talk with you conveyancer and make clear your expectations and needs.

I am using a search engine for the term conveyancing in Chathill it brings up numerous property lawyersin the area. How do I determine which is the suitable conveyancing solicitor for me?

The best way of finding a suitable conveyancer is via trusted testimonial, so ask friends and relatives who have bought a property in Chathill or the reputable estate agent or financial adviser. Charges for conveyancing in Chathill vary, so it's advisable to secure at least four fee estimates from varying types of property lawyers. Be sure to secure confirmation that the fees are fixed.

Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £325,000 maisonette in Chathill next Wednesday. The landlords agents has quoted £420 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Chathill?

Chathill conveyancing on leasehold maisonettes normally requires the buyer’s solicitor sending enquiries for the landlord to answer. Although the landlord is not legally bound to answer such questions the majority will be willing to do so. They may charge a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is £350, in some cases it is in excess of £800. The management information fee invoiced by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration fees, without which the charge is not strictly payable. Reality however dictates that you have no choice but to pay whatever is demanded should you wish to complete the sale of your home.

Chathill Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

How is the lease structured? Where a Chathill lease has fewer than eighty years it will affect the value of the property. It is worth checking with your mortgage company that they are willing to lend given the lease term. Leases with less than 80 years remaining means that you will most likely need a lease extension sooner rather than later and you need to have some idea of what this would cost. Remember, in most cases you would be be obliged to have been the owner of the premises for a couple of years before you are legally able to carry out a lease extension. What is the annual service fee and ground rent?