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Find a Chigwell Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chigwell? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chigwell transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Chigwell

What is the most effective way to find the right lawyer to give a high level service for my conveyancing in Chigwell?

Option 1 is to ask relatives who they would recommend.

Second, look on the web for conveyancing in Chigwell. Ring two or three listed and ask them to email you their conveyancing quote and speak to the lawyer who will conduct the conveyancing in advance ofcommitting.

Third is to use this site to assist you in finding the right lawyers taking into account your individual factors including area of the property,timings, complications and who your intended mortgage company is. Don't take the bait of £100 conveyancing in Chigwell

Why is leasehold purchase conveyancing in Chigwell is more expensive?

In short, leasehold conveyancing in Chigwell and elsewhere usually warrants extra work compared to freehold conveyancing. This includes lease investigation, communicating with the landlord about the service of applicable notices, procuring up-to-date service charge and management information, obtaining the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.

I am about to put an offer on a leasehold apartment in Chigwell. The property agents say that it is normal for flats in Chigwell to have less than 75 years remaining. I am taking out a mortgage with Chelsea Building Society. Is this going to be acceptable if the lease has Seventy One years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/5/2024 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

My relative suggested that if I am buying in Chigwell I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually quoted for as part of the standard Chigwell conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Chigwell around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chigwell Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Chigwell.

Can a conveyancer remove a person from the title of my property in Chigwell ?

Extracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner

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Neighbouring Locations

Loughton
Chigwell
Hainault

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