I am due to complete on the purchase of a property in Chorley but as a result of damage from the recent storms I have was able negotiate compensation from the vendor in the sum of £2k taking the form of a adjustment in the price. I had intended this to be dealt with as part of amending the contract but Co-operative are not allowing this. Should they have been involved?

The conveyancer being on the Co-operative approved list is duty bound to inform Co-operative of any changes to the sale price. If you prohibit your conveyancing practitioner to report the reduction to Co-operative then they would have to discontinue acting for you. In addition, Co-operative and you would have to appoint a new conveyancer for your conveyancing in Chorley.

Can you help - my lawyer says that restrictive coveneant insurance is required on my purchase. What is the level of cover for Chorley conveyancing?

The right level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Santander and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.

My husband and I are spending time looking at flats in Chorley and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Kent Reliance.

It would be advisable to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are seeking a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.

I have decided to exercise my right to buy my property in Chorley off the council. I have a mortgage agreed with Nottingham. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.

I bought my flat on 7 August and the transaction details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Chorley said it will be dealt with inside ten days. Are properties in Chorley particularly slow to register?

As far as conveyancing in Chorley is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can vary depending on who lodges the application, whether there are errors and if the Land registry must send notices to any third parties. Currently roughly three quarters of such applications are completed in less than three weeks but some can be subject to protracted delays. Registration takes place after the purchaser is living at the premises thus post completion formalities is not always top priority but if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.

How straightforward is it to use your search tool to get a costs illustration from a conveyancing practitioner in Chorley on the authorised to act for my bank?

Step one is to choose a lender such as Birmingham Midshires, Coventry Building Society or TSB then choose your preferred area for example Chorley. Conveyancing firms in Chorley and further afield should be listed.

I see that you have a post code search directory listing solicitors on the mortgage company conveyancing panel. Do Chorley conveyancing companies pay you a commission if I retain them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Chorley.