We are a couple about to exchange contracts for a leasehold flat in Clowne. We encountered a problem. Our mortgage offer with Santander runs out on 10/7/2024 but the sellers are putting forward a completion date of 12/7/2024. Is it possible to prolong the mortgage expiry date?

The person best placed to deal with your issue is your solicitors who will determine whether they better off negotiating with the mortgage company, owner’s lawyers, estate agents or possibly all three based on the history of your conveyancing as of today.

My wife and I have recently appointed a conveyancing solicitor in Clowne. I I am struggling to find out whether they are on the Accord Mortgages Ltd conveyancing panel. Could you advise?

You should phone the solicitor and enquire whether they are on the lender panel. Alternatively you should call Accord Mortgages Ltd who may be able to assist.

Will commercial conveyancing searches reveal impending roadworks that may affect a commercial estate in Clowne?

Many commercial conveyancing solicitors in Clowne will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Clowne. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Clowne.

For every commercial conveyancing transaction in Clowne it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Clowne commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Clowne.

I used Action Conveyancing a few years past for my conveyancing in Clowne. I now require my file but the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Clowne of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Clowne I like with a park and station in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Clowne suitable, so just wondered if I would be making a mistake buying a short lease?

Should you require a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.