Our son-in-law is about to exchange on a newly built flat in Colney Hatch with a mortgage from Kent Reliance. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We are selling our home in Colney Hatch and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Colney Hatch lawyer would know this is not the case. It does beg the question why the purchasers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Colney Hatch. Having lived in Colney Hatch for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I have recentlybecome aware that Stirling Law have been shut down. They carried out my conveyancing in Colney Hatch for a purchase of a leasehold flat 12 months ago. How can I check that my home is registered correctly in the name of the former proprietor?

The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Colney Hatch conveyancing specialists.

I'm purchasing my first flat in Colney Hatch benefiting from help to buy. The developers refused to reduce the price so I negotiated 6k of additionals instead. The sale representative told me not disclose to my solicitor about this deal as it may jeopardize my mortgage with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to appoint a conveyancing solicitor for leasehold conveyancing in Colney Hatch. I have stumble upon a web site which appears to be the perfect offering If it is possible to get all formalities done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?