My fiancee and I are buying our first home. Our solicitor has e-mailedto see if we want to purchase supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Creekmouth

The type of Creekmouth conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general attitude to risk. What is important is that you adequately understand what information each search could give you. Then you can decide if you personally think you need that information. Should you be unclear, ask the lawyer to guide you.

Completed the sale of my flat in Creekmouth last January but our buyer keeps e-mailing me to say their lawyer is waiting to hear from myconveyancer. What are the post completion sale formalities following completion?

Post completion of your disposal your conveyancer should deliver the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also evidence that the home loan has been paid off to the purchasers conveyancers. There is unlikely to be post completion formalities just for conveyancing in Creekmouth.

We are purchasing a newly converted flat in Creekmouth with a mortgage from The Mortgage Works.We would like to retain our Creekmouth conveyancing lawyer but The Mortgage Works says his firm is not on their approved list of firms. We have to appoint a The Mortgage Works panel solicitor or keep our preferred solicitor and fork out for a The Mortgage Works panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan issued to you is subject to its terms and conditions, one of which will be that lawyers will be on the The Mortgage Works solicitor panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for The Mortgage Works

I am a couple of weeks into a leasehold purchase having been recommend to conveyancers by the selling agent to do our conveyancing in Creekmouth. We are not happy. Could you help me find new solicitors?

They would need to be really poor to suggest changing them. Has your mortgage offer been issued? If so you will need to advise them of the new contact details and get the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company panel to avoid added charges and complications. So that should be your starting point. Our find a solicitor tool can assist you in finding a bank approved solicitor for your conveyancing in Creekmouth

My parents cant seem to find their Creekmouth land registry title on the online search facility. They recall that back in the 60’s when they acquired the property there were complications concerning the post code not being identified on some systems.

Almost all properties in Creekmouth should appear. Have you limited your search with just the postcode. Normally it will identify all the properties inside that postcode. Where registered it will show up with a title number. If they bought back in the 60’s it's conceivable it may be unrecorded. The property may still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title papers which could be with your parent’s lender.