My financial adviser has asked me for my Crofton law firm’s panel member for the HSBC conveyancing panel. How do I obtain this. I have called my local Crofton office but they have not responded to me.

Have you tried speaking to your Crofton conveyancer about this?. Most Crofton conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

I own a freehold property in Crofton yet pay rent, why is this and what is this?

It is rare for properties in Crofton and has limited impact for conveyancing in Crofton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

I require fast conveyancing in Crofton as I am faced with a deadline to complete within 3 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?

As you are are a mortgage free purchaser you are at liberty not to have searches carried out although no solicitor would advise that you don't. With lots of history conveyancing in Crofton the following are instances of what can be revealed and adversely impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...

I used Action Conveyancing a few years past for my conveyancing in Crofton. Now, I need the files however cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crofton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build apartment in Crofton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Crofton

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.