I am hoping to complete my purchase in Dockland Settlement next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not unique to conveyancing in Dockland Settlement.

Do I need to take out insurance to address the risk of chancel repairs when acquiring a residence in Dockland Settlement?

Unless a previous purchase of the premises took place after 12 October 2013 you may expect solicitors delivering conveyancing in Dockland Settlement to remain recommending a chancel search and or chancel repair liability policy.

In what way does the Landlord & Tenant Act 1954 impact my commercial premises in Dockland Settlement and how can your lawyers assist?

The particular law that you refer to provides protection to business tenants, granting the a statutory right to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Dockland Settlement is one of our numerous locations in which the firms we work with have offices

I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable price which is making it all the more appealing. I have just discovered that it's a leasehold rather than freehold. I would have thought that there are particular concerns buying a leasehold house in Dockland Settlement. Conveyancing advisers have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Dockland Settlement ?

The majority of houses in Dockland Settlement are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Dockland Settlement in which case you should be shopping around for a Dockland Settlement conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’sconsent to conduct alterations. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the house is located on an estate. Your conveyancer will appraise you on the various issues.

Having spent years of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Dockland Settlement. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

if there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the LVT to determine the amount due.

An example of a Lease Extension case for a Dockland Settlement property is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case related to 2 flats. The remaining number of years on the lease was 72 years.

Online reading suggests that Dockland Settlement solicitors are more expensive than licensed conveyancers in Dockland Settlement when it comes to buying a property. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Dockland Settlement.

When it comes to conveyancing in Dockland Settlement the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.