My fiance’s step-father is a conveyancer. I am hopeful that I will receive friends and family fee for conveyancing, However if that does not come through, what level of figure would I typically be looking at for conveyancing in Dunchurch?

Do compare pricing. Make use of our search tool on this page. Whilst estimates may vary but service levels do differ between law firms as is true with the vast majority of professional services.

It is a dozen years since I purchased my house in Dunchurch. Conveyancing lawyers have recently been appointed on the sale but I am unable to find my title documents. Will this jeopardise the sale?

Don’t worry too much. Firstly the deeds may be with the lender or they could stored with the solicitor who acted in the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Dunchurch involves registered property but in the unlikely event that your home is unregistered it is more problematic but is not insurmountable.

Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who conducted the conveyancing in Dunchurch 4 years ago are no longer around. What are my next steps?

Gone are the days when you need to hold title deeds to prove you are the owner of your registered land or premises, given that the Land Registry have everything they need in a digital format.

I am buying my first flat in Dunchurch with a loan from Lloyds TSB Bank. The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not to tell my conveyancer about the deal as it will jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am employed by a long established estate agency in Dunchurch where we have witnessed a few flat sales jeopardised as a result of short leases. I have received conflicting advice from local Dunchurch conveyancing solicitors. Could you clarify whether the owner of a flat can instigate the lease extension process for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or simultaneously with completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Dunchurch Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

Its a good idea to find out as much as possible concerning the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to day to day issues such as the tidiness of the communal areas. You should not be afraid to ask other people what they think of their management. Finally, find out the dates that you are obliged pay the service charge to the appropriate party and specifically what you get for your money. Most Dunchurch leasehold apartments will have a service charge for the upkeep of the block levied by the freeholder. Where you buy the apartment you will have to pay this charge, normally in instalments during the year. This can differ from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. In all probability there will be a ground rent to be met annual, this is usually not a large amount, say about £50-£100 but you need to check as sometimes it could be prohibitively expensive. It is important to be aware whether a new roof is being put on or some other major work is coming up to be shared by the leasehold owners and could well materially increase the the maintenance fees or require a specific payment.