I am hoping to complete my purchase in Eden Park next Friday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Eden Park.

Will conveyancers ask for money on account when it comes to conveyancing in Eden Park?

Where you are retaining lawyers for conveyancing in Eden Park your lawyer will request that you place them with funds to cover the search fees. Generally this is asked for to cover the fees of the conveyancing searches. If any down payment is payable against the sale price then this should be needed shortly ahead of contracts are exchanged. Any further balance that is needed should be transferred a few days ahead of the completion date.

I am helping my step-mother sell her flat in Eden Park. Does the solicitor order the energy performance certificate or should I organise this?

Following the demise of Home Information Packs, EPC’s was kept a mandatory component of selling a house. An energy performance certificate must be commissioned prior to the property being placed on the market. This is not a task that law firms ordinarily organise. Where you are using a Eden Park conveyancing solicitor they might be able to arrange EPC’s due to their contacts with reputable Eden Park assessors

Two weeks ago we had a mortgage agreed in principle with Santander. Eden Park conveyancing lawyers have been instructed. How long does it take for Santander to issue the offer to the solicitor?

There is no definitive answer here. Have Santander conducted the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

The mortgage over my property is with UBS for my property in Eden Park. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?

UBS must be informed of your intention in advance of renting your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel firm.

Just had an offer accepted on a new build flat in Eden Park. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Eden Park

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I am looking to sell my home. My previous conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Eden Park if that makes a difference.

Do use our search tool to help you find a solicitor for your conveyancing in Eden Park. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.