We were about to instruct a conveyancing solicitor in Fairlop listed by you but have come across some other estimates on the internet appear cheaper – why is this?

You can find many firms of conveyancers offering theoretically looks to be the cheapest conveyancing in Fairlop. We suggest that you think twice as to how important this transaction is to you that want to be penny wise pound foolish over the quality of the legal work. Many of them highlight a bargain fee as a headline but hide extra costs in the fine print..

It is a dozen years since I purchased my property in Fairlop. Conveyancing lawyers have just been appointed on the sale but I am unable to locate my deeds. Is this a major issue?

You need not be too concerned. First the deeds may be retained by your mortgage company or they may be in the possession of the lawyers who handled your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Fairlop involves registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.

Have completed on a a semi-detached house in Fairlop , What is the estimated time for the Land Registry to record my ownership? My Fairlop conveyancing solicitor has been very slow, so I want to be sure that my name is registered.

There is nothing unique when it comes to conveyancing in Fairlop registration formalities. As opposed to being determined by geographic area, timescales can differ subject to the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. As of today roughly 80% of submission are completed within 12 days but occasionally there can be longer delays. Historically registration occurs once the new owner has moved in to the premises therefore 'speed' is not always an essential issue yet where there is a degree of urgency associated with the registration then you or your lawyers should contact the land registry and explain the circumstances.

I'm refinancing my primary property to a buy to let mortgage with Clydesdale and intend to use the remaining equity as a deposit on another property. The area we are interested in is Fairlop. Will your solicitors be able to act for the two banks and link together the transactions?

Do use our comparison tool on this site to check that the conveyancers are approved by both lenders. Having checked that they are the solicitor should be able to simultaneously deal with the two deals but you should talk with you solicitor and communicate your desired outcome and requirements.

We have an offer in principle from Leeds Building Society who said that they will loan up to £400k. When do we need to instruct a practitioner for conveyancing? Fairlop is where we are buying.

You can instruct a conveyancing practitioner now so that the solicitor can open the file so they can commence their ID checks etc. Once you wish them to start work they will seek a payment on account normally about £175. That would normally be once you have the loan offer from your bank and valuation back, but if you wish to expedite matters you can start sooner albeit risking some expense.