We are about to sign contracts for a semi detached house in Gloucester. We have hit a stumbling block. The mortgage offer with Platform Home Loans Ltd runs out on 5/7/2024 but the sellers are putting forward a completion date of 9/7/2024. Is it possible to extend the loan offer?

The best person to address this question is your lawyer who should determine if they better off negotiating with the mortgage broker, owner’s solicitors, property agents or indeed all parties based on the history of your house move to date.

How do I check that the solicitor handling my conveyancing in Gloucester is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus paying £187.00 plus VAT in further conveyancing charges.

Feel free to make the most of the search tool on this page. Please choose the mortgage company and type ‘Gloucester’ or your location and you will be presented with numerous solicitors located in Gloucester or nearest you.

Are there any apps to help search for a Gloucester law firm on the Clydesdale conveyancing panel? I have wheels and am prepared to travel upto 20miles to meet the conveyancer.

Feel free to make use of the tool on this website. Please select a mortgage company and your location and you will see a number of Gloucester conveyancing lawyers located nearest you. We have listed some Gloucester conveyancing firms towards the end of this page and you can contact them to check if they are on the Clydesdale panel

In relation to leasehold conveyancing in Gloucester what are the most frequent lease defects?

Leasehold conveyancing in Gloucester is not unique. Most leases are individual and legal mistakes in the legal wording can result in certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts. Insurance obligations

You may encounter a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Santander, The Mortgage Works, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, forcing the buyer to withdraw.

Gloucester Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

The majority of Gloucester leasehold properties will have a service charge for the upkeep of the block set by the management company. Should you purchase the apartment you will have to pay this charge, normally in instalments during the year. This may vary from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent to be met annual, this is usually not a exorbitant sum, say approximately £25-£75 but you need to check as sometimes it could be many hundreds of pounds. How many of the leaseholders are in arrears for their maintenance charge payments? Best to be warned whether changing the roof or some other major work is pending to be shared amongst the tenants and could well materially impact the level of the service fees or result in a one time invoice.

I am a FTB in Gloucester, just starting to look for a home. I am in need of a Gloucester conveyancing solicitor. My family lawyer is based in N.Ireland and unable to assist.Please can you refer me to a trustworthy Gloucester lawyer that would act for us as well as represent Clydesdale?

The purpose of this site is limited to being a directory service for lawyers who wish to be listed as being on the approved conveyancing panel for Clydesdale in certain areas for instance Gloucester . Our intention is not to recommend any specific conveyancing practitioner.