My family lawyer has sent a quote for £1350 for fixed fee conveyancing in Hartburn. I’m hoping to downsize from a newly refurbished property for £250,000. This sounds overpriced. Is it above the average fee for conveyancing in Hartburn?
The charges are a tad high. Where you are happy to expend time comparing charges you could trim some of the expense by as much as £125. On the other hand, you mightlive to regret choosing an an untested solicitor. If is important to ensure that the firm can act for your mortgage company. You can use our comparison tool to locate a Hartburn conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Hartburn.
We see that you have a search directory identifying solicitors on the Lloyds conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Hartburn?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hartburn.
We have agreed to purchase a house in Hartburn. A rare aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Barclays your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Hartburn.
Completion of my purchase has taken place for my property in Hartburn. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have instructed a Hartburn solicitor having checked that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hartburn postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Hartburn.
Is it necessary to take out insurance to cover chancel repairs when purchasing a property in Hartburn?
Unless a prior acquisition of the property took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Hartburn to remain encouraging a chancel search and or insurance against a claim.
We're new on the property ladder - had an offer accepted, but the property agent informed us that the vendor will only proceed if we instruct the agent's chosen solicitors as they are insisting on a ‘quick sale’. We would rather use a local conveyancer who is familiar with conveyancing in Hartburn
We suspect that the seller is unaware of this requirement. If they desire ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Contact the vendors directly and make sure they comprehend that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you are going to use your own,trusted Hartburn conveyancing solicitors - not the ones that will give their negotiator at the agency a referral fee or meet his conveyancing thresholds pre-set by HQ.