Can you explain why leasehold purchase conveyancing in Haverhill is more expensive?

Haverhill leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

We are purchasing a 4 bedroom semi-detached house in Haverhill. Our aim is to convert the garage to an office at the house.Will the conveyancing process involve checks to ascertain if these works were previously refused?

Your property lawyer should review the deeds as conveyancing in Haverhill can sometimes reveal restrictions in the title deeds which restrict categories of alterations or need the consent of another owner. Some extensions require local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.

Can I be sure that the Haverhill conveyancing solicitor on the Kent Reliance panel is any good?

When it comes to conveyancing in Haverhill seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.

We were going to get a AIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Haverhill solicitors on the Virgin Money conveyancing panel, or is it better to go independently?

You will need to appoint Haverhill solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.

I moved into my home on 16 September and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Haverhill said it will be concluded in a couple of weeks. Are transfers in Haverhill uniquely lengthy to register?

As far as conveyancing in Haverhill is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry have to notify any other persons or bodies. At present in the region of three quarters of such applications are fully addressed in less than three weeks but some can be subject to extensive delays. Historically registration is effected after the purchaser has moved in to the premises thus an expedited registration is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.

Am I right to be wary by third parties that I am dealing with are encouraging me to use a nationwide conveyancing firm rather than a local Haverhill conveyancing practice?

As is the case with lots of service providers, often referrals from family and friends can be worth their weight in gold. Yet there are numerous parties with a vested interest in a conveyancing matter; estate agents, mortgage brokers and mortgage companies may put forward conveyancers to select. On occasion these conveyancers might be known to one of the organisations as experts in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You have the discretion to appoint your own lawyer. However, bear in mind that many banks specify a panel list of lawyers you have to use for the lender related work in your conveyancing.

My wife and I soon to exchange buying a house in Haverhill but as a consequence of damage from the recent storms I have negotiated reparation from the current proprietors of £2k by way of a reduction in the price. I had intended this to be dealt with as part of the conveyancing process but the lender will not agree to this. Should they have been approached?

Any lawyer listed on the lender conveyancing panel is required to inform the mortgage company of any variations to the sale amount. In the event that you did not allow your property lawyer to disclose the reduction to your mortgage company then they would have no choice but to refrain from representing you and the bank.