Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Herne Bay so that I can pop in to their offices if required.

Most conveyancing panel lawyers for lenders carry out the vast majority of work through Royal Mail, e-mail or over phone calls. This means that they can undertake the legal work for your home move no matter where you live in England or Wales. However you should see if you can still book an appointment to visit conveyancing lawyer if needed.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Herne Bay?

There are many recorded licenced Conveyancers in Herne Bay and Solicitor firms in Herne Bay offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I can not fathom if my lender requires a lease extension. I have called my Herne Bay building society branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Herne Bay conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend based on their specific requirements. Who do I believe?

Provided that the conveyancer is on the lender panel, they must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Intending to buy a apartment in Herne Bay. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Herne Bay solicitor is on the RBS conveyancing panel.

About to purchase a new build apartment in Herne Bay. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Herne Bay

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

My husband and I are first time buyers - agreed a price, but the estate agent advised that the seller will only issue a contract if we appoint the agent's preferred conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local solicitor accustomed to conveyancing in Herne Bay

We suspect that the seller is not behind this requirement. Should the owner desire ‘a quick sale', turning down a genuine purchaser is not the way to achieve this. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you intend to appoint your preferred Herne Bay conveyancing solicitors - not the ones that will earn their negotiator at the agency a commission or achieve conveyancing figures set by corporate headquarters.

If all goes to plan we aim to complete our sale of a £125,000 flat in Herne Bay in seven days. The managing agents has quoted £408 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Herne Bay?

Herne Bay conveyancing on leasehold maisonettes more often than not requires the purchaser’s conveyancer sending enquiries for the landlord to answer. Although the landlord is not legally bound to address such questions most will be willing to assist. They may charge a reasonable charge for answering enquiries or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is over three hundred pounds, in some transactions it is in excess of £800. The management information fee invoiced by the landlord must be accompanied by a summary of rights and obligations in respect of administration charges, otherwise the charge is not strictly payable. In reality you have no choice but to pay whatever is requested of you should you wish to sell the property.

Leasehold Conveyancing in Herne Bay - Examples of Questions you should consider before buying

Best to be warned if fixing the lift or some other major work is due in the near future that will be shared by the leasehold owners and could well dramatically increase the the maintenance fees or require a specific payment. Its a good idea to discover as much as possible concerning the company managing the block as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to daily issues such as the cleanliness of the common parts. Enquire of other people what they think of their service. On a final note, investigate as to the dates that the maintenance fees are due to the managing agents and precisely what you get for your money.