Can your site be used to find a Conveyancing solicitor in Herne Hill even where I’m not buying or selling a house, for instance if I want to acquire an office in Herne Hill with a loan from Platform Home Loans Ltd?
Our comparison service is primarily used to locate domestic conveyancing solicitors in Herne Hill but we have listed towards the end of this page a selection of Herne Hill commercial conveyancing firms. You will need to speak with the firm directly to see if they are also authorised to represent Platform Home Loans Ltd
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Herne Hill. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
My aunt informed me that in purchasing a property in Herne Hill there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Herne Hill which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Herne Hill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have a mortgage with Principality for my property in Herne Hill. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval before renting your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel firm.
Completion of my purchase has taken place for my property in Herne Hill. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am buying a house and the lawyer has identified Chancel Repair for which the house could be obligated to contribute to because it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Herne Hill
Unless a prior purchase of the property completed post 12 October 2013 you could expect lawyers carrying out conveyancing in Herne Hill to continue to advocate a chancel search and or chancel repair liability insurance.
I'm remortgaging my current property to a buy to let loan with Yorkshire Building Society and intend to use the remaining equity towards further property. The neighborhood we are interested in is Herne Hill. Will your conveyancers be able to act for the two lenders and link together the two deals?
Make use of our comparison tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are your solicitor should be able to connect the two deals but you should talk with you lawyer and make apparent your expectations and needs.