It has come to my attention via my broker that my Hither Green property lawyer is not on the mortgage company Solicitor panel. How can I be sure whether this is correct?
Your first step should be to call your Hither Green conveyancer. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
We were just about to sign contracts for a freehold house in Hither Green. We have hit a snag. The mortgage offer with Nationwide Building Society expires on 8/7/2024 but the vendors are putting forward a completion date of 10/7/2024. Is it possible to extend the mortgage offer?
The person best placed to address this question is your conveyancer who should determine whether they corresponding with the mortgage broker, owner’s solicitors, estate agents or conceivably all three given the history of your conveyancing as of today.
I am selling our property in Hither Green and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a web based conveyancing practice as opposed to a conveyancing solicitor in Hither Green. We have lived in Hither Green for 5 years we know of no issue. Should we contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I purchased my apartment on 2 November and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Hither Green advises it would be concluded inside ten days. Are properties in Hither Green particularly slow to register?
There is nothing unique when it comes to conveyancing in Hither Green registration formalities. Rather than based on location, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry need to notify any third persons or bodies. At present roughly 80% of such applications are completed in less than three weeks but some can be subject to extensive delays. Historically registration takes place once the new owner is living at the premises thus an expedited registration is not typically top priority but where it is urgent that the the registration takes place urgently then you or your solicitor could speak with the land registry and explain the circumstances.
I decided to have a survey carried out on a property in Hither Green prior to retaining lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies will not give a mortgage on such a property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hither Green. Conveyancing may be slightly more expensive based on your lender's requirements.