Unfortunately I am unable to travel far from Hook Norton. Please explain the reason why all Hook Norton property lawyers aren't included on all mortgage company panels?

Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which triggered a major policy change in the sector. It led to mortgage companies culling less reputable firms from their books of approved conveyancers .

3 months have elapsed since my purchase conveyancing in Hook Norton took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Hook Norton I like with amenity areas and station in the vicinity, however it only has 51 years on the lease. There is not much else in Hook Norton for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I am a sole trader planning to take an assignment of a lease of an office on the high street. Can you recommend solicitors offering competitive charges for non-domestic conveyancing in Hook Norton for under 1500k?

We can recommend firms who have specialist knowledge of commercial conveyancing in Hook Norton, including the sale and purchase of businesses as well as simply property. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right firm. As for the fees these will vary based on the structure and terms of the proposed transaction. Let us have your details or phone so as to enable us to furnish you with a fixed commercial conveyancing quote.

My brother-in-law has suggested I instruct a conveyancing solicitor in Hook Norton. I I would like to check if they are on the bank's approved list of lawyers. Could you help?

One option is to call your conveyancer to check if they are on the lender's approved list. If that does not help call us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a quality conveyancing solicitor in Hook Norton on the panel for your lender.