I am need of leasehold conveyancing for an apartment in a fairly new development (seven years built) in Horncastle. Almost all the properties are already sold. Do I need carry out the neighbourhood searches as part of conveyancing in Horncastle?
Conveyancing Searches are a vital link in the Horncastle conveyancing process. There are a large number of companies delivering Horncastle conveyancing searches, as well straight from the local authority. These are generally termed personal search organisation and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authority.
Can your site be used to locate a Conveyancing solicitor in Horncastle even where I’m not buying or disposing of a house, for instance where I intend to acquire an office in Horncastle with a loan from Yorkshire Building Society?
Our search tool is mainly there to get a quote from residential conveyancing solicitors in Horncastle but we have recorded at the end of this page a selection of Horncastle commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Yorkshire Building Society
I am assisting my niece sell her property in Horncastle. Does the conveyancer arrange an energy assessment or it is for me to coordinate?
After the abolition of HIPs, EPC’s became a required part of selling a house. An energy performance certificate should be to hand in advance of the property being put on the market. It is not something that lawyers normally arrange. Where you are using a Horncastle conveyancing practitioner they may be able to arrange energy performance certificates due to their relationships with reputable Horncastle energy assessors
I am currently in the process of buying my council flat in Horncastle. I have a mortgage agreed with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
I am selling my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Lloyds are being a right pain. The Horncastle solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Horncastle?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Horncastle. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a ground for flat up to £235,500 and found one close by in Horncastle I like with open areas and railway links nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Horncastle suitable, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage that many years may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.