I used Stirling Law a few years past for my conveyancing in Hornsey Rise. Now, I need the documents but the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hornsey Rise of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm purchasing a new build house in Hornsey Rise with a loan from Godiva Mortgages Ltd. The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my solicitor about this deal as it may impact my mortgage with Godiva Mortgages Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £245,000 and found one near me in Hornsey Rise I like with a park and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Hornsey Rise for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

If you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.

What does commercial conveyancing in Hornsey Rise cover?

Non domestic conveyancing in Hornsey Rise covers a wide array of guidance, offered by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

Your search tool is useful but there are many lawyers listed near Hornsey Rise being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the bank approved panel?

We are not in the business of recommending one firm above another as the right Hornsey Rise conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Hornsey Rise knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..