What does my ID and proof of funds have anything to do with my conveyancing in Inkberrow? Why is this being asked of me?

You are right in these requests have nothing to do with conveyancing in Inkberrow. Nowadays you will not be able to proceed with any conveyancing transaction if you have not supplying evidence of your identity. This usually takes the form of a either your passport or driving licence plus a bank statement. Remember if you are providing your driving licence as proof of identification it needs to be both the paper element as well as the photo card part, one is not acceptable without the other.

Proof of your origin of monies is required in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your lawyer will need to have this information on file. Your Inkberrow conveyancing practitioner will require evidence of proof of funds before they are able to accept any funds from you into their client account and they will also ask additional questions concerning the source of funds.

Can you clarify what the consequences are if my solicitor is removed from the Virgin Money Conveyancing panel ahead of completing my conveyancing in Inkberrow?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I used Wolstenholmes several years ago for my conveyancing in Inkberrow. Now, I need the files but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Inkberrow of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Inkberrow is where the house is located. What do you suggest?

Flying freeholds in Inkberrow are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Inkberrow you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Inkberrow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I have been recommended a conveyancing solicitor in Inkberrow. I I would like to check if they are listed on the bank's conveyancing panel. Could you advise?

You should call the lawyer to check if they are on the bank's panel. If that does not help get in touch with us and we can make some checks for you. If they are not on the lender panel we we can help find a quality conveyancing solicitor in Inkberrow on the approved list for your mortgage company.