My partner’s step-father is a conveyancer. I hope that I will be offered mate’s fee for conveyancing, However if that does not come materialise, what level of costs should I be expecting for conveyancing in Kings Norton?
It’s sensible to request 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. Whilst prices may contrast greatly but service levels do differ between conveyancers as is true with most professions.
I am purchasing a detached bungalow in Kings Norton. We would like to an extension at the rear at the house.Will legal conveyancing on the property involve enquiries to ascertain if these alterations were previously refused?
Your property lawyer will check the registered title as conveyancing in Kings Norton will sometimes reveal restrictions in the title documents which prevent certain alterations or need the consent of another owner. Some extensions need local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Kings Norton building society branch on numerous occasions and was informed it wasn't an issue and they will lend. My Kings Norton conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. I have no idea who is right.
Your property lawyer must comply with the CML Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Yorkshire BS have agreed my mortgage in principle, my offer on a apartment in Kings Norton has been accepted, what are the next steps?
The property agent will need to know who your solicitors are (ensure that the solicitors are on the bank’s approved list). Contact Yorkshire BS or the financial adviser and finish off any appropriate forms. Yorkshire BS will instruct a valuer who will get in touch with the estate agent or seller to arrange a time for the valuation to occur. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Yorkshire BS will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Kings Norton.
I have justbeen informed that Wolstenholmes have closed. They conducted my conveyancing in Kings Norton for a purchase of a freehold house 12 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kings Norton conveyancing specialists.
I opted to have a survey carried out on a property in Kings Norton ahead of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some banks will not issue a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kings Norton. Conveyancing will be smoother if you use a solicitor in Kings Norton especially if they regularly deal with such properties in Kings Norton.
What should I expect to pay for conveyancing in Kings Norton?
The amount you are levied for Kings Norton conveyancing fees are likely to be calculated at:
- a set amount; or
- an hourly rate (i.e. the time spent on the particular case).
These days you seldom hear of Kings Norton conveyancing solicitors charge on time basis