We instructed a high street solicitor for my conveyancing in Kinver last week. Reviewing the Terms and Conditions it is apparent thatI am liable for charges even if our purchase doesn't happen. Should I go with them or instruct an internet conveyancing company promising no completion no cost conveyancing in Kinver?
It is usually a trade off in that if "No Sale No Fee" is available then the fee levels will generally be more expensive to cover the conveyances that do not go ahead. Also remember that such offerings rarely protect you from expenditure for instance Kinver conveyancing search expenses.
It is 10 years ago since I bought my home in Kinver. Conveyancing lawyers have now been retained on the sale but I am unable to locate the title deeds. Is this a problem?
Don’t worry too much. First the deeds may be retained by the mortgage company or they could be in the possession of the lawyers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Kinver involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
I am purchasing a property and the lawyer has identified Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. He has suggested insurance. Is this strictly required for conveyancing in Kinver
Unless a prior purchase of the house completed post 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Kinver to remain recommending a chancel search and or insurance against a claim.
I have a 4 bedroom Edwardian property in Kinver. Conveyancing lawyer represented me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kinver and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing lawyer who conducted the purchase.
My husband and I are novice buyers - agreed a price, but the agent advised that the vendor will only move forward if we appoint the agent's preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Kinver
It is improbable the vendors are behind this. If they require ‘a quick sale', turning down a genuine buyer is likely to cause more damage than good. Contact the vendors directly and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)but you intend to instruct your preferred Kinver conveyancing solicitors - as opposed tothose that will provide their estate agent a introducer fee or achieve conveyancing thresholds set by HQ.