My fiance and I are intent on buying property in Long Ashton. My Conveyancer has never been on on the lender approved panel. Can I still retain my Long Ashton conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?

You have numerous alternatives available to you here

• Proceed with your existing Long Ashton property lawyer but your lender will no doubt retain a conveyancing practitioner from their approved list. The net result is additional charges and likely delay.
• Get a fresh lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
• Convince your lawyer to pull out all the stops to get accepted on the bank’s conveyancing panel

We are due to exchange on the purchase of a house in Long Ashton but as a consequence of damage from a small fire at the property I have was able negotiate recompense from the seller in the sum of six thousand pounds in the form of a adjustment in the price. I had intended this to be addressed as part of a side agreement yet Kent Reliance will not permit this. Why were they approached?

The property lawyer being on a Kent Reliance approved list is required to inform Kent Reliance of any variations to the purchase price. If you prohibit your property lawyer to notify the price change to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new property lawyer for your conveyancing in Long Ashton.

Is there a search tool that I can utilise to investigate if the solicitor carrying out my conveyancing in Long Ashton is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £175.00 in another set of conveyancing bill.

Feel free to take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type ‘Long Ashton’ or your preferred area and you will be presented with numerous solicitors located in Long Ashton or nearest you.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Long Ashton is where the house is located. Is there any guidance you can give?

Flying freeholds in Long Ashton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Long Ashton you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Long Ashton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Back In 2009, I bought a leasehold flat in Long Ashton. Conveyancing and Yorkshire Building Society mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Long Ashton who acted for me is not around. Do I pay?

First contact the Land Registry to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a Long Ashton conveyancing solicitor to do this as it can be done on-line for £3. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Long Ashton Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

Is the freehold reversion owned collectively by the tenants? It is important to be aware if a new roof is being installed or some other major work is coming up to be shared amongst the leasehold owners and will materially increase the the maintenance charges or result in a one off payment. Is anyone aware of any major works in the near future that will likely increase the maintenance costs?