I am due to move house in August. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Longthorpe. Conveyancing firm was found before I stumbled across your website.
On the afternoon of completion you will need to pick up the house keys from the estate agent however this should only be done once the previous owners conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. You can tell the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in locating a conveyancing in Longthorpe or a solicitor that specialises in conveyancing in Longthorpe.
We have a mortgage agreed in principle with Barclays. Longthorpe conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from Barclays?
There is no definitive answer here. Have Barclays conducted the survey? Have you informed Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Skipton. I assume I don't need a Longthorpe conveyancing practitioner on the Skipton panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
How does conveyancing in Longthorpe differ for newly converted properties?
Most buyers of new build property in Longthorpe come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because builders in Longthorpe tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Longthorpe or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a quick, chain free conveyancing. Longthorpe is the location of the property. Can you offer any opinion?
Flying freeholds in Longthorpe are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longthorpe you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longthorpe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm remortgaging my current home to a buy to let mortgage with Nottingham Building Society and I will use the ballance of the raised equity towards a second property. The location we are looking at is Longthorpe. Will your lawyers be able to act for both sets of banks and tie in the transactions?
Make use of our comparison tool on this page to check that the lawyers are on the appropriate lender panels. Having checked that they are the conveyancer should be able to connect the two transactions but you should have a chat with you lawyer and communicate your expectations and requirements.
Am I best advised to choose a Longthorpe conveyancing lawyer who is local to the property I am purchasing? An old friend can deal with the legal formalities but her office is 200miles away.
The benefit of a local Longthorpe conveyancing practice is that you can pop in to execute documents, present your identification documents and pester them where appropriate. Having local Longthorpe know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were content that must surpass using an unfamiliar Longthorpe conveyancing solicitor solely due to them being round the corner.