Can I use your services to locate a Conveyancing solicitor in Lydiate even where I’m not buying or disposing of a house, for instance if I want to buy a shop in Lydiate with a mortgage from TSB?
Our comparison service is primarily utilised to help choose residential conveyancing solicitors in Lydiate but we have recorded towards the bottom of this page a selection of Lydiate commercial conveyancing firms. You should enquire with the firm directly to see if they are also authorised to represent TSB
I have decided to exercise my right to buy my property in Lydiate off the council. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I am selling my house. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being a right pain. The Lydiate solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase maisonette in Lydiate. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Lydiate lawyer is on the Nottingham conveyancing panel.
My wife and I purchased a semi-detached Victorian property in Lydiate. Conveyancing practitioner acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lydiate and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the work.
How does conveyancing in Lydiate differ for newly converted properties?
Most buyers of new build residence in Lydiate approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Lydiate usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lydiate or who has acted in the same development.
My aim is to purchase a ground floor apartment in Lydiate. Conveyancing lawyer is awaiting, from the seller, building insurance documents. This afternoon I was advised that the vendor needs to send the insurance documents for the flat above also. Why does my solicitor want to review the insurance for the flat above? Is it strictly required? We have been stalled for the previous 4 weeks…
It is not impossible in leasehold conveyancing in Lydiate to discover Conveyancing in Lydiate in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats as opposed to the freeholder insuring the entire property - which is definitely preferable. You should double check with your property lawyer but it would appear that your property lawyer is looking to verify that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt for lack of insurance cover.