We were about to choose a conveyancing solicitor in Marshalls Park recommended by you but have come across some other fee calculations via the web appear less expensive – why is this?
One can find numerous solicitors offering at first sight what seems to be cut price. We suggest that you think long and hard as to how much you respect your own move to you are willing to be penny wise pound foolish concerning the quality of the legal work. Some embed fees well inside the terms of business. The conveyancers that we put forward for conveyancing in Marshalls Park will notdo this.
I am purchasing a new build flat in Marshalls Park. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Marshalls Park you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Marshalls Park.
I am helping my sister sell her house in Marshalls Park. Will the conveyancing solicitor arrange the energy performance certificate or should I organise this?
Following the abolition of Home Information Packs, EPC’s remained a compulsory part of moving house. An energy assessment needs to be commissioned in advance of the property being put on the market. It is not something that law firms ordinarily arrange. Where you are instructing a Marshalls Park conveyancing solicitor they might be willing to arrange EPC’s given their relationships with long established local energy assessors
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Marshalls Park property lawyer on the Coventry BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Marshalls Park solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Marshalls Park postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Marshalls Park.
How does conveyancing in Marshalls Park differ for newly converted properties?
Most buyers of new build residence in Marshalls Park contact us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Marshalls Park usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Marshalls Park or who has acted in the same development.
I’m about to sell my basement flat in Marshalls Park.Conveyancing has not commenced however I have just had a half-yearly maintenance charge invoice – what should I do?
It best that you discharge the invoice as you normally would because all rents and maintenance invoices should be apportionedon completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially