I am obtaining a mortgage offer from Halifax. I intend to enlist the help of a Licensed Conveyancer in Montgomery. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?

The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

In what way does my ID and proof of funds have anything to do with my conveyancing in Montgomery? Is this really necessary?

You are right in these requests have nothing to do with conveyancing in Montgomery. However these days you can not complete any conveyancing process in the absence supplying proof of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper section as well as the photo card part, one is not sufficient without the other.

Verification of the source of funds is required in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer will need to have this information on record. Your Montgomery conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they will also ask further queries concerning the origin of funds.

I am remortgaging my property in Montgomery, does my lawyer need to be on the Bank of Ireland Conveyancing panel?

In theory, you could use a solicitor that is not on the Bank of Ireland conveyancing panel, but Bank of Ireland would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

What will a local search reveal concerning the house my wife and I purchasing in Montgomery?

Montgomery conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Onsearch The local search plays a central role in many a Montgomery conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

We are 18 days into a leasehold purchase having been referred to a firm by the selling agent to carry out the conveyancing in Montgomery. I am am starting to be disappointed with the level of service. Can you help me find new conveyancers?

A lawyer would need to be very poor to suggest changing them. Has the mortgage offer been sent? If so you need to advise them of the new solicitor and get the loan are issued to the new lawyers. The conveyancer needs to be on the lenders approved list to avoid escalating charges and frustration. So that should be your starting point. The search tool should help you find a bank approved lawyer for your home move in Montgomery