We have a mortgage agreed in principle with TSB. New Rossington conveyancing practitioners were appointed. How long does it take for TSB to issue the offer to the conveyancing practitioner?
Some lenders take longer than others. Have TSB completed the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am expecting a OIP from Co-operative this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any New Rossington solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint New Rossington solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
My sealed bid on a semi in New Rossington has been accepted, but there is a chain. The sellers have put an offer on a property, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have chosen a local conveyancing solicitor in New Rossington. What should be my next step? When do I get the mortgage application with Kent Reliance started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, New Rossington conveyancing search costs, etc). The first course of action is to check that your solicitor is on the Kent Reliance conveyancing panel. As to the next steps this very much depends on the uniqueness of your case, motivation for the property and on the state of the market. In a hot market some home buyers will apply for the mortgage with Kent Reliance and arrange for the valuation and only if it was satisfactory would they request their property lawyer to proceed with searches.
Me and my brother own a semi-detached Victorian property in New Rossington. Conveyancing lawyer represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in New Rossington and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing practitioner who conducted the purchase.
I opted to have a survey carried out on a house in New Rossington ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may not issue a mortgage on a flying freehold premises.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you e-mail us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in New Rossington. Conveyancing will be smoother if you use a solicitor in New Rossington especially if they are familiar with such properties in New Rossington.
I am selling my home. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in New Rossington if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in New Rossington. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
How do I search for a New Rossington conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 10kilometers to attend the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case New Rossington and you will see a number of lawyer located nearest New Rossington. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.