The North Newbald conveyancing firm handling our North Newbald conveyancing has identified a difference when comparing the information in the valuation survey and what is revealed within the legal papers for the property. My lawyer has advised that he needs to check that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s stance appropriate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am downsizing from our property in North Newbald and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers used an internet conveyancing outfit as opposed to a conveyancing solicitor in North Newbald. We have lived in North Newbald for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation need.

It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

I used Action Conveyancing a few years past for my conveyancing in North Newbald. Now, I need my files but the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in North Newbald of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying my first flat in North Newbald benefiting from help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not reveal to my conveyancer about the deal as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in North Newbald ahead of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some banks may refuse to issue a mortgage on this type of property.

It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in North Newbald. Conveyancing will be smoother if you use a solicitor in North Newbald especially if they regularly deal with such properties in North Newbald.