Why would I use a Norwood Green conveyancing firm given that internet based conveyancers are less expensive?

Its a good idea to scrutinise conveyancing costs in Norwood Green and you should seek an affordable estimate but don’t become consumed with searching for the lowest priced Norwood Green conveyancer. Locating the right conveyancer can be the difference between a smooth and a distressing home move. You need to ensure that you have expert guidance from a specialist lawyer. Emails can't take the place of a telephone call and can never replicate a one to one appointment. Our partner firms will find you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from from the outset to completion, providing a level of continuity that you will never get with an web based conveyancer. He or She will inform you as to headway making sure that you are never in the dark. Should it ever be necessary to phone the firm you will be sure who to ask for and we'll endeavour to make sure that you are kept fully informed.

I had intended to instruct a conveyancing solicitor in Norwood Green for our house move. Our financial adviser informed us that our bank The Royal Bank of Scotland won't deal with them. Surely this is unduly restrictive?

A mortgage company may direct that an approved solicitor act for it. Borrowers are liable to meet the cost of this. Please make use of our directory service to find a solicitor to carry conveyancing in Norwood Green on the The Royal Bank of Scotland approved list of solicitors.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Norwood Green?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Norwood Green. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm purchasing a new build house in Norwood Green with a mortgage from Halifax. The sellers would not move on the amount so I negotiated £7000 of extras instead. The sale representative suggested that I not to tell my lawyer about this side-deal as it could affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Why do Norwood Green conveyancing costs are higher for leasehold and freehold properties?

Inevitably there is more work necessary in leasehold conveyancing. Norwood Green has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including up to date service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.