A mortgage offer from Nationwide for the remortgage of my single room flat is to be issued any day now. Are you able to put forward a cheap conveyancing solicitor in Parbold?

This site is not designed to assist those in their quest for a cheap conveyancing in Parbold. Our aim is to provide affordable conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing companies teasing you with £100 conveyancing in Parbold. At best, in deciding on low cost conveyancing, you will receive what you pay for and at worst you will end up invoiced for extras and still not get the service expected.

At what point can the exchange of contracts happen for sale conveyancing in Parbold and do I need to be at the conveyancers branch?

Where you are local to our conveyancing solicitors in Parbold you are welcome to attend to sign contracts. However, the lender approved solicitors we recommend offer a nationwide conveyancing service and give as equally comprehensive and professional a job for you when communicating with you electronically. The signing of the contract is not when everything is set in stone. A signed contract simply enables the conveyancer to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Parbold)to be in the office at the appropriate time.

Me and my partner are purchasing a property in Parbold. It might be a silly question but how we can trust a solicitor? On completion day we will need to send funds into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We previously selected solicitors with offices in Parbold on the HSBC solicitor panel. They are now charging me a supplemental sum for dealing with the HSBC mortgage. Is this a supplemental conveyancing fee set by HSBC?

Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner can charge a fee for this. The fee is not dictated by HSBC but by your Parbold lawyer. Some firms on the HSBC panel will levy an ‘acting for lender’ fee and others do not.

My husband and I are in the throws of looking at flats in Parbold and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Clydesdale.

It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are getting a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.

There are only Fifty years remaining on my flat in Parbold. I now wish to get lease extension but my freeholder is can not be found. What should I do?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. You will be obliged to demonstrate that you or your lawyers have made all reasonable attempts to find the lessor. For most situations an enquiry agent would be useful to try and locate and prepare a report which can be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a solicitor in relation to investigating the landlord’s absence and the application to the County Court covering Parbold.

I bought a split level flat in Parbold, conveyancing was carried out 5 years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Parbold with a long lease are worth £216,000. The ground rent is £50 levied per year. The lease comes to an end on 21st October 2093

With only 69 years unexpired the likely cost is going to range between £9,500 and £11,000 plus legals.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

I have instructed a Parbold conveyancing solicitor for our house purchase (FTB’s) and have spotted in the Ts and Cs that they are not governed by the FCA. Need I be concerned or is that usually the case with conveyancing practitioner?

We can't see why they should be. Most lawyer don't lend money. You should check that they are governed by the Solicitors Regulation Authority, who have specific conditions in relation to funds deposited in their bank.