Can you explain why leasehold purchase conveyancing in Paulton is more expensive?

In summary, leasehold conveyancing in Paulton and elsewhere usually involve more hours of investigation compared to freehold conveyancing. This includes analysing the lease terms, communicating with the landlord about the service of applicable notices, obtaining up-to-date service charge and management information, procuring the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different owners have owned the lease since it was first granted.

My aunt passed away six months ago and as sole heir and executor I was left the house in Paulton. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?

Given you plan to re-mortgage then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.

I'm buying a new build house in Paulton with a mortgage from Santander. The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not inform my solicitor about the extras as it would put at risk my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are novice buyers - agreed a price, yet the agent informed us that the seller will only issue a contract if we instruct their recommended lawyers as they want a ‘quick sale’. We would rather use a family solicitor with experience of conveyancing in Paulton

It is highly unlikely the owners are behind this. If they desire ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make sure they comprehend that (a)you are motivated buyers (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you intend to instruct your preferred Paulton conveyancing lawyers - not the ones that will give their negotiator at the agency a commission or achieve conveyancing targets set by HQ.

We have instructed a Paulton conveyancing solicitor for our house purchase (novice purchasers) and have noticed in the terms and conditions that they are not covered by the FCA. Should I be worried or is that the norm with conveyancer?

We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are governed by the Solicitors Regulation Authority, who set specific obligations covering amounts held by them.