It is is a decade since I purchased my house in Pentraeth. Conveyancing solicitors have just been retained on the sale but I can't find the title documents. Will this jeopardise the sale?
You need not be too concerned. First there is a chance that the deeds will be retained by the mortgage company or they may be in the possession of the lawyers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Pentraeth involves registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
We're in Pentraeth, FTBs purchasing with a mortgage (lender is HSBC , and our lawyer is on the HSBC conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
How can we know in advance if a Pentraeth conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Pentraeth seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your transaction.
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Pentraeth conveyancing practitioner on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I recently had an offer accepted on an apartment in Pentraeth. My mortgage broker suggested a solicitor. I paid an on account payment of £225. Shortly after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What makes your site different to alternative online quote calculators for conveyancing in Pentraeth?
At this site receive an accurate quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Pentraeth. Unlike many estate agents and many comparison sites we do not charge firms a commission if you select them for your conveyancing in Pentraeth
In my capacity as executor for the will of my father I am disposing of a property in Newport but live in Pentraeth. My conveyancer (based 260 miles from mehas requested that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing solicitor in Pentraeth to attest this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are located in Pentraeth