My solicitor has identified a a problem with the lease for the flat we are buying in Pinner Green. The seller’s lawyers have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our lawyer says that he must check that the mortgage company is happy with this solution. Are we the client or is the lender?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions have to be complied with.
I am planning to acquire a property and need a conveyancing solicitor in Pinner Green who is on the Yorkshire Building Society approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Pinner Green. We dont recommend any particular firm.
I am helping my aunt sell her house in Pinner Green. Will the conveyancing solicitor order the EPC or it is for the seller to coordinate?
Following the abolition of HIPs, energy assessments remained a required element of moving house. An EPC must be to hand prior to the property being placed on the market. This is not something that law firms normally arrange. Where you are using a Pinner Green conveyancing lawyer they may help arrange EPC’s due to their relationships with long established local accredited person
Can you point me to a directory of Nottingham panel conveyancers in Pinner Green on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings visible on the web. Where you are seeking to appoint a Pinner Green conveyancer on the Nottingham please use our facility.
Planning on purchasing a flat in Pinner Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Pinner Green conveyancing practitioner is on the Aldermore conveyancing panel.
What does a local search inform me concerning the house my wife and I purchasing in Pinner Green?
Pinner Green conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for instance Searchflow The local search plays an important role in most Pinner Green conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
My wife and I purchased a renovated Georgian property in Pinner Green. Conveyancing solicitor acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pinner Green and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who conducted the work.