We note that you have a post code search directory listing law firms on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Pontardawe?

We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pontardawe.

A friend advised me that in purchasing a property in Pontardawe there may be various restrictions preventing external changes to the property. Is this right?

We are aware of a number of properties in Pontardawe which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Pontardawe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Pontardawe Conveyancing Quality Solicitors on the RBS conveyancing list of approved firms?

Some major banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.

I have decided to exercise my right to buy my property in Pontardawe off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

I am purchasing my first flat in Pontardawe with the aid of help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not to tell my solicitor about this deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a property in Pontardawe before appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some lenders may refuse to issue a loan on this type of premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Pontardawe. Conveyancing may be slightly more expensive based on your lender's requirements.

I am a sole trader looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering no-sale-no fees for non-domestic conveyancing in Pontardawe for below 1500k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Pontardawe, including the sale and acquisition of businesses as well as simply property. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and nuances of the deal. Let us have your details or phone us so that we can provide you with a fixed commercial conveyancing calculation.