I am hoping to receive a offer of a home loan from Nat West. My intention is to enlist the help of a Licensed Conveyancer in Pontarddulais. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Some advice if I may. My Pontarddulais conveyancer is advising me that he has toconduct Pontarddulais conveyancing searches asthe firm are on the Santandersolicitor panel. Is my conveyancer correct?

You have limited options available to you. As you are obtaining a home loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Pontarddulais conveyancing searches.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Pontarddulais. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/5/2024, the requirements read as follows :

I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Pontarddulais for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?

The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pontarddulais conveyancing specialists.

What are the compelling benefits to choosing a local property lawyer in Pontarddulais

Home movers in Pontarddulais choose a local conveyancer so that they can visit if they have problems, and to collect mortgage deeds without using the post.

There is a slight advantage when opting for a conveyancing practitioner local to the property you are purchasing, due to the familiarity of the area and potential local issues - nevertheless this is debatable. Many conveyancers are now via the internet and could be any place in the world.