I am obtaining a offer of a home loan from Santander. I hope to use a Licensed Conveyancer in Pound Hill. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My flat in Pound Hill is up for sale and I have a purchaser. Will my conveyancer have to be required to be on the Clydesdale conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
I am downsizing from our home in Pound Hill and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Pound Hill. Having lived in Pound Hill for 4 years we know of no issue. Do we get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Pound Hill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Pound Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Do I need to be wary that 3rd parties that I am dealing with are suggesting a nationwide conveyancing firm as opposed to a High Street Pound Hill conveyancing firm?
As is the case with many service providers, often suggestions from relatives can be extremely useful or valuable. Nevertheless there are many people with a vested interest in a conveyancing transaction; estate agents, financial adviser and banks might all put forward lawyers to use. On occasion the conveyancers might be known to one of the organisations as being good in their field, but occasionally there is an underlying commercial relationship behind the recommendation. You have the right to choose your own lawyer. However, bear in mind that the majority of lenders operate an approved list of lawyers you have to use for the lender aspect of your transaction.