In what way does my ID and proof of funds have anything to do with my conveyancing in Preston Park? What am I being asked for?

You are right in these requests have nothing to do with conveyancing in Preston Park. Nowadays you will not be able to proceed with any conveyancing deal if you have not handing over evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Remember if you are supplying your driving licence as proof of ID it needs to be both the paper part as well as the photo card part, one is not satisfactory without the other.

Verification of your origin of money is mandated in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer will need to have this information on file. Your Preston Park conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any monies from you into their client account and they should also ask further questions concerning the source of monies.

My wife and I have arranged the release of further funds on our home loan from Santander as we want to conduct a loft conversion to our property in Preston Park. Are we obliged to appoint a bricks and mortar Preston Park solicitor on the Santander conveyancing panel to handle the paperwork?

Santander would not normally instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.

I have paid off my mortgage with Clydesdale. I assume I don't need a Preston Park lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Clydesdale has sent the Land Registry the discharge electronically, and
3. Clydesdale has instructed the Land Registry to do so

The formalities of my remortgage has taken place for my property in Preston Park. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I am buying a house and the solicitor has referenced Chancel Repair to which the property could be liable because it falls into the area of such a church. He has suggested insurance. Is this really warranted for conveyancing in Preston Park

Unless a previous purchase of the premises completed after 12 October 2013 you may take it that lawyers carrying out conveyancing in Preston Park to remain encouraging a chancel search and or insurance against a claim.

I am looking for a ground for flat up to £305k and found one near me in Preston Park I like with open areas and station nearby, the downside is that it's only got 51 years on the lease. There is not much else in Preston Park in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.

We are 17 days into a leasehold purchase having been directed to conveyancers by the local agent to carry out the conveyancing in Preston Park. I am am extremely dissatisfied with the level of service. Can you help me find new conveyancers?

They would have to be really bad in order to consider replacing them. Has your mortgage offer been issued? If so you need to inform them of the new conveyancer and ensure the loan are re-issued. Your solicitor ideally should be on the banks approved list to avoid escalating fees and frustration. That should be your first question of the new solicitors. The find a solicitor tool should help you find a lender approved conveyancer for your home move in Preston Park