The Purton conveyancing firm handling our Purton conveyancing has uncovered a discrepancy between the surveyor’s assumptions in the home valuation survey and what is revealed within the legal papers for the property. My lawyer informs me that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance appropriate?

Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am downsizing from my home. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Purton if that affects matters.

Do use our search tool to help you find a solicitor for your conveyancing in Purton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

My step-father has encouraged me to instruct his lawyers for conveyancing in Purton. Should I use them?

Much as we are happy to recommend a Purton conveyancing lawyer the ideal way to select a conveyancing lawyer is to get guidance from friends or family who have experience in using the conveyancer you're are thinking of instructing.

I've recently bought a leasehold property in Purton. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Purton - Examples of Queries Prior to Purchasing

How much is the maintenance charge and ground rent on the property? The majority of Purton leasehold apartments will have a service charge for the upkeep of the block levied by the management company. Where you purchase the flat you will have to meet this amount, usually quarterly during the year. This may be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all probability there will be a rentcharge for you to pay yearly, ordinarily this is not a exorbitant sum, say about £50-£100 but you should to enquire as occasionally it can be many hundreds of pounds.

A licensed conveyancer handled my conveyancing in Purton half a dozen years ago and was holding my registration documents but has now closed – What can I do to get hold of them?

Title deeds, as such, are no longer appropriate for the majority of homes in Purton are registered digitally at Land Registry. Should you need to prove ownership or are selling or refinancing your property lawyer can obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.