My partner and I are purchasing a brand new apartment in Radford and my lawyer is advising me that she is duty bound to the bank to disclose incentives from the seller. I am under pressure to exchange and I don't want to prolong matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Can I use your services to locate a Conveyancing solicitor in Radford even where I’m not purchasing or disposing of a house, for instance if I want to buy a shop in Radford with a mortgage from Britannia?

Our comparison service is predominantly utilised to help choose residential conveyancing solicitors in Radford but we have listed at the bottom of this page a few Radford commercial conveyancing firms. You will need to speak with the company directly to establish if they are also authorised to represent Britannia

I am purchasing a right to buy a flat in Radford. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Radford you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Radford.

My partner has recommend that I appoint his conveyancing solicitors in Radford. Should I use them?

Much as we are happy to recommend a Radford conveyancing lawyer it’s preferable to select a conveyancing practitioner is to get guidance from friends or relatives who have actually previously instructed the firm that you are are thinking of instructing.

Looking forward to complete next month on a studio apartment in Radford. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Radford should include some of the following:

The total ownership of the property. This could be the flat itself but might include a roof space or basement if relevant. What options are available to the landlord where you breach a clause of your lease? Repair and maintenance of the premises What you can do if another leaseholder in the building is in violation of a provision in their lease? You would want to be sent a copy of the lease

Radford Leasehold Conveyancing - Sample of Queries before buying

Most Radford leasehold apartments will have a service charge for the upkeep of the building set by the landlord. Where you buy the property you will have to meet this liability, usually periodically during the year. This could vary from a couple of hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a ground rent for you to pay yearly, this is usually not a exorbitant amount, say around £25-£75 but you need to enquire as on occasion it can be many hundreds of pounds. You should want to discover as much as you can about the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the cleanliness of the communal areas. Ask other people if they are happy with them. On a final note, find out the dates that you are obliged pay the maintenance charge to the managing agents and precisely how they are spending the funds. It is important to be aware whether a new roof is being installed or some other major work is due in the foreseeable future to be shared between the tenants and may well materially impact the level of the maintenance fees or necessitate a one time invoice.