Our Redbridge solicitor has uncovered a discrepancy between the information in the home valuation survey and what is revealed within the conveyancing documents. My lawyer says that he needs to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?

Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We note that you have a search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Redbridge?

We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Redbridge.

I am buying a new build flat in Redbridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Redbridge

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

Due to the input of my in-laws I had a survey completed on a house in Redbridge in advance of retaining solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks will not grant a loan on a flying freehold house.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Redbridge. Conveyancing will be smoother if you use a solicitor in Redbridge especially if they are familiar with such properties in Redbridge.

My husband and I are 3 weeks into a residential purchase having been recommend to a firm by the estate agent to handle our conveyancing in Redbridge. We are not happy. Can you help me find new lawyers?

A solicitor would have to be very bad in order to consider changing them. Has your mortgage been sent? If so you must inform them of the new contact details and ensure the mortgage documents are re-sent. Your new solicitor ideally should be on the mortgage company panel to avoid supplemental costs and delays. That should be your starting point. The find a solicitor tool should help you find a bank approved solicitor for your home move in Redbridge